Mindset And Belief Systems

We all have mindsets and belief systems that proved useful in the 1st half of life. I am squarely in the 2nd half of life and that mindset no longer works for me.

Over the last couple of years, many of my mindsets and belief systems have been challenged.

I am sitting in our rented house just outside of Ajijic, Mexico. We originally had planned to move here full time in the next 3-6 months.  That plan is being accelerated rapidly; I would have never done that in the first half of life.

A big mindset shift but more on that later.

A couple of years ago, I would have never thought I would be leaving Austin, TX where my wife and I have lived for the last 40+ years. I believed that we would be living in our condominium, a short distance from downtown, for at least another 10 years.

Then a number of things happened that challenged me to look at why I was doing things the way I was.

Necessary Endings

In late 2016, I was introduced to the book Necessary Endings: The Employees, Businesses, and Relationships That All of Us Have to Give Up in Order to Move Forward by Henry Cloud.  You can read my full review of the book here.

My favorite quote from the book is:

“Whether we like it or not, endings are a part of life. They are woven into the fabric of life itself, both when it goes well, and also when it doesn’t. On the good side of life, for us to ever get to a new level, a new tomorrow, or the next step, something has to end. Life has seasons, stages, and phases. For there to be anything new, old things always have to end, and we have to let go of them. Infancy gives rise to toddlerhood and must be forever shunned in order to get to the independence that allows a child to thrive. Later, childhood itself must be given up for people to become the adults that they were designed to be.”

As we all move to the next phase of life, what things should end so that new things can begin?

Why am I Still in Austin?

It got me thinking, why am I still in Austin? Other than my wife, I have no family in Austin. My business is virtual and I work with clients all over the world. Although I do have a network in Austin, most of the people I regularly speak and interact with are not in Austin.

Why was I still here? I did not have a good answer. Austin has become very expensive and the city is growing by 150 people every single day. Traffic has grown dramatically. It is not the sleepy government/university town that I moved to in the late 1970’s.

The city had changed, but my mindset and belief systems had not changed with it.

Health Insurance and Healthcare

In October of 2016, we received our rate increase notice for our health insurance from Blue Cross/Blue Shield of Texas. It was an eye-popping 50% increase which made us rethink this entire area of our lives.

My wife has endocrinological issues that are treated fairly inexpensively, that until the Affordable Care Act (ACA), disallowed us from the private health insurance market. I stayed employed in the private and public sector for years just so we could get health insurance from an employer.

I have had to rethink and re-imagine how we would get healthcare and pay for it.

Ever since that time, my mindset and belief systems have been challenged. You can read more about this in my recent post, The Looming Healthcare and Insurance Catastrophe for Baby Boomers.

Business and Economic Climate

I launched Career Pivot in 2012 when we were still clawing out of the great recession. My target audience was baby boomers who were struggling to recover the 2nd major recession in the last 10 years. Many saw that retirement was no longer a possibility, or like myself, had no real desire to retire like my parents did.

A lot has changed since I launched the business. The economy today is growing at a rapid rate, but at the same time, creative destruction has accelerated. I have had multiple clients who have seen their industry change so much that they no longer fit in, or their industry just simply went away. I wrote about this in the post Living in a “Career Disaster Area” at the Age of 65.

Even though the economy appears to be booming, it is not booming for everyone. Many boomers are being left behind in this economy. I wrote about this in my post Full Employment is Here Except For Baby Boomers.

Our finances and investments have done very well in the recent past, and with our move to Mexico, our expenses have been cut dramatically. I have started to look at my business model of one-on-one coaching.

I have rapidly reached the point where the people who can afford my services, are not the people who most need my services. This is why I have formed the Career Pivot Community, which is currently in beta phase. I am totally rethinking how I might be able to help my target market.

I have had to totally rethink and ask, why am I doing what I am doing, and for whom?

This shift in my mindset has been pretty dramatic.

Fixed versus Growth Mindset

I know many of you have what is referred to as a fixed mindset versus having a growth mindset. The quote I love from the linked article is this:

People in a fixed mindset believe you either are or aren’t good at something, based on your inherent nature, because it’s just who you are.

People in a growth mindset believe anyone can be good at anything because your abilities are entirely due to your actions.

I have a growth mindset. We arrived in Ajijic, Mexico a month ago on our third exploratory trip. Our plan was to find a long-term rental property and return in January to live full time. Well…. we discovered that simply will not work.

Rental properties are snatched up quickly. It is a hot market for long and short-term furnished houses and apartments. On top of that, the high season is October through March when snowbirds descend on the North Shore of Lake Chapala.

Our plan was flawed, in fact, horribly flawed. In the past, I might have continued for several more months trying to find something that would be available in January.

Instead, we have adapted and as I write this post, we are pulling together funds (all in cash) to put a deposit on a 2 bedroom, 2 bath furnished apartment with off street locked parking, and a courtyard for $950 a month. Rates have gone up a lot in the last 2 years. We are not waiting, and to follow the Nike slogan, we’re going to Just Do It.

We will take possession on September 3rd of 2018. We will likely return to Austin in late September to handle all of the details of renting out our condo there. This will include selling and giving away a lot of “stuff” and putting a little bit in storage. This is 3+ months sooner than planned.

My wife and I are adapting to the situation and changing our mindset and belief systems. Check out my podcast in a few weeks to learn more.

Has Your Mindset and Belief Systems Stopped You?

I want you to question yourself whether your mindset and belief systems are holding you back.

What is stopping you from taking that next step?

I know this is stressful because I find these shifts to be very stressful, but that has never stopped me.

What is stopping you?

Marc Miller  

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